Terms of Service & Disclaimer

FinCalc India provides a specialized suite of mathematical, financial, and tax modeling calculators designed for individuals, chartered accountants, financial advisors, and corporates in India.

Access to the calculators requires an authenticated account. By signing in, you are granted a personal, revocable license to utilize the workspace for planning, simulation, and estimation purposes.

All financial calculations, projections, amortizations, and evaluations generated by FinCalc India are estimates intended solely for educational, informational, and personal planning purposes.

• Not Investment Advice: Return projections (such as SIP compounding, FIRE simulations, and DCF enterprise valuations) are mathematical models based on user-supplied parameters and constant rate assumptions. Actual market performance fluctuates and is subject to risk.
• Not Tax or Legal Advice: Tax calculations incorporate codified statutory rules (including the Income-tax Act, 2025 for Tax Year 2026–27). However, individual tax liabilities depend on comprehensive personal circumstances, specific exemptions, and evolving CBDT notifications.

We strive to maintain high accuracy and reflect current Indian regulatory statutes, including PFRDA exit guidelines, RBI retail lending norms, SEBI margin mandates, and Union Budget statutory tax brackets. Each calculator provides an accessible Assumptions Drawer outlining the mathematical formulas and legal sections applied.

Users should independently verify figures with certified financial planners, tax consultants, or legal professionals before making binding investment, borrowing, or filing decisions.

You are responsible for maintaining the security of your Google account credentials used to sign in to FinCalc India. You agree not to abuse, reverse-engineer, or attempt unauthorized access to any private calculations or underlying application infrastructure.